Got questions?

We have answers.

General

What is Arro, and how is it different from other credit apps?

Do I need to have a smartphone to use Arro?

Do I need good credit to join Arro?

Is my personal and financial information safe with Arro?

Does Arro report to all 3 credit bureaus?

What is Artie?

Will Arro actually help my credit score, and how do I track progress?

Credit Card

What are the benefits that come with my Arro Card?

Do I qualify for an Arro Card?

Will applying for an Arro Card affect my credit?

How can I increase my credit limit?

Will you run a credit check?

How much does membership cost?

What info do I need to sign up?

Do I need to have a bank account to apply?

What is the max credit limit you can get at Arro?

How long does it take to apply for the Arro Card?

Do I need a certain credit score to apply?

Credit Builder

Why should I get the Arro Credit Builder

Will there be a hard credit inquiry when I apply?

Which credit bureaus does Arro Credit Builder report to?

What are the requirements to get the Arro Credit Builder?

How much does Arro Credit Builder cost?

Can I use both the Arro Card and the Arro Credit Builder at the same time?

Get smarter with your 💸

Join thousands leveling up their credit game with personal finance insights and tips for applying.

Get smarter with your 💸

Join thousands leveling up their credit game with personal finance insights and tips for applying.

Get smarter with your 💸

Join thousands leveling up their credit game with personal finance insights and tips for applying.

Get smarter with your 💸

Join thousands leveling up their credit game with personal finance insights and tips for applying.

© ArroFi Inc. All Rights Reserved

The Arro Card is issued by Community Federal Savings Bank,
member FDIC, pursuant to license by Mastercard International.

On-time payment history may positively impact your credit score. Late payment may negatively impact your credit score. We report payment history to Experian and Equifax. Credit impact may vary based on a number of factors, including your activity with other financial services organizations.


Upward is a financial technology company, not an FDIC-insured bank. Credit builder lines of credit provided by Cross River Bank, Member FDIC. Line of credit is not a deposit product.

© ArroFi Inc. All Rights Reserved

The Arro Card is issued by Community Federal Savings Bank,
member FDIC, pursuant to license by Mastercard International.

On-time payment history may positively impact your credit score. Late payment may negatively impact your credit score. We report payment history to Experian and Equifax. Credit impact may vary based on a number of factors, including your activity with other financial services organizations.


Upward is a financial technology company, not an FDIC-insured bank. Credit builder lines of credit provided by Cross River Bank, Member FDIC. Line of credit is not a deposit product.

© ArroFi Inc. All Rights Reserved

The Arro Card is issued by Community Federal Savings Bank,
member FDIC, pursuant to license by Mastercard International.

On-time payment history may positively impact your credit score. Late payment may negatively impact your credit score. We report payment history to Experian and Equifax. Credit impact may vary based on a number of factors, including your activity with other financial services organizations.


Upward is a financial technology company, not an FDIC-insured bank. Credit builder lines of credit provided by Cross River Bank, Member FDIC. Line of credit is not a deposit product.

© ArroFi Inc. All Rights Reserved

The Arro Card is issued by Community Federal Savings Bank,
member FDIC, pursuant to license by Mastercard International.

On-time payment history may positively impact your credit score. Late payment may negatively impact your credit score. We report payment history to Experian and Equifax. Credit impact may vary based on a number of factors, including your activity with other financial services organizations.


Upward is a financial technology company, not an FDIC-insured bank. Credit builder lines of credit provided by Cross River Bank, Member FDIC. Line of credit is not a deposit product.

© ArroFi Inc. All Rights Reserved

The Arro Card is issued by Community Federal Savings Bank,
member FDIC, pursuant to license by Mastercard International.

On-time payment history may positively impact your credit score. Late payment may negatively impact your credit score. We report payment history to Experian and Equifax. Credit impact may vary based on a number of factors, including your activity with other financial services organizations.


Upward is a financial technology company, not an FDIC-insured bank. Credit builder lines of credit provided by Cross River Bank, Member FDIC. Line of credit is not a deposit product.